Entries by Tosten

How to Identify a Phishing Email & More

October is Cyber Security Awareness Month. Since the pandemic, more individuals are using digital accounts for purchasing through the internet. This can leave you vulnerable & increase your risk for a cyber-attack. The majority of cyber-attacks begin with phishing emails. Knowing how to spot a phishing email is critical for protecting yourself from a cyber-attack. […]

Insurance Options for My College Student

Leaving for college is an exciting time for your child. Whether your child is moving out of state, moving out of your home or even living with you at home, college is a new chapter in his or her life. Being your agent, there are a few common questions we get asked about insurance. Does […]

September is National Preparedness Month – Here is How It Relates to Your Insurance

FEMA, Ready.gov and Listo.gov are big voices in reminding Americans that September is National Preparedness Month. Ready.gov is a great resource for teaching you how to prepare for a natural disaster. What do they consider a disaster? Wildfires, flooding, thunderstorms & lightning, hurricanes, earthquakes, tornadoes, landslides, severe weather, droughts and more. No matter where you […]

Four Things to Know If You Are Looking to Become a Landlord

Whether you are looking to buy an investment property or are looking change your existing home into a rental property, there are some things you should know about becoming a landlord. Most people choose to become a landlord for the financial investment. By following these tips below, you can make being a landlord easier and […]

Are You Working With a Personal Insurance Agent? Learn The Benefits.

When it comes to buying insurance, you can purchase it online yourself through a well-known insurance carrier, a captive agent or you can buy it through a local insurance agency. When you buy it online yourself, you may find it can be more challenging to manage your insurance policy. When you have to call an […]

Consider Telematics If You Are Seeking More Auto Insurance Discounts

Many insurance carriers offer telematics for an auto insurance discount. If you are seeking out additional auto insurance discounts to lower your monthly or annual premium, talk to your insurance agent to see if your carrier offers telematics. Many carriers do! How does telematics work? A telematics device monitors how you drive a vehicle. Your […]

Should Renters of All Ages Have A Renters Insurance Policy?

If you are a millennial, there is a good chance you rent a home, apartment or condo. According to surveys, up to 70% of millennial renters do not have renters insurance. This is an alarming statistic. Whether you are a young professional or finishing up your college degree, every renter should have a renters insurance […]

Insurance Options for Your Vacation Home

When it comes to insuring a vacation home, the insurance landscape can look slightly different from that of primary homes. While the risks are relatively similar, you’ll find that some added perils come with vacation homes. These risks vary with how you intend to use your second home. Personal Use If a vacation home is often […]

Tips & Tricks on How to Cook Healthy Meals On A Road Trip

Did you purchase a RV this past year or have you found you enjoy taking road trips? With the COVID-19 pandemic, many people invested in a RV, travel trailer or simply went camping more in order to safely travel & enjoy the beautiful outdoors. When you are taking a road trip, you do have to […]